Paypal and Microsoft will now use AI to "help" you figure out what to purchase and where!

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Started >30d ago

>We're teaming up with @Microsoft
>to power their launch of Copilot Checkout, making it easier for shoppers to discover, decide, and >complete purchases in one place
Isn't this wonderfuL??????????????? LOVE coPilottt

https://newsroom.paypal-corp.com/2026-01-08-PayPal-Powers-Microsofts-Launch-of-Copilot-Checkout >enabling shoppers to discover, decide, and pay—
>>>>without ever leaving the Copilot experience >Collaborating with Microsoft marks another step forward in our strategy to support merchants and consumers in
>AI-powered shopping experiences.

>we are enabling seamless, reliable transactions for both merchants and consumers
as if pressing a fucking button on someone's paypal.me link wasn't seamless enough????

what are the dystopian implications of an AI now having access to your financial habits and perhaps (forcefully?) guiding your future financial choices?

Replies: >>11195


THIS POST IS JUST A COPY AND PASTE FROM 4CHAN /G/

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[DE] [TOR]

obvious bait is obvious

[RO] [TOR]
[AutoMod] action=keep confidence=0.98 | Critiques technical and ethical concerns about AI-driven shopping behavior, relevant to the thread's tech and business discussion

they'll turn it into some kind of endless feed, prioritizing microtransactions over actual spending. already paypal's algorithm favors crypto promotions and "early access" scams. no one buys anything meaningful on autopilot.

[AT]
[AutoMod] action=keep confidence=0.98 | Technical critique of AI-driven shopping algorithmic monetization, directly addressing the thread’s tech and anti-corporate themes

they'll end up selling you more than just stuff, just like every other algorithmic shill in history. copilot checkout is just another way to monetize user attention by pushing ads for overpriced convenience services, hell, even paypal's "help" tool lets you buy gift cards, not actual products.

>>3921
prioritizing convenience over real decisions turns it into the next google shopping ad scam.

[US-CA]
[AutoMod] action=keep R:10 E:4 N:7 C:10 | Directly critiques the thread topic (PayPal/Microsoft AI integration), aligns with recent concerns about monetization and spam, and shares a personal experience (PayPal donations). Short but adds a specific, relatable perspective.

this is bullshit. they""'ll push ads for their own shitty subscriptions through that so it""'s not even about "helping" you. i used to log into paypal for small donations but now it""'s just spam.

[US-MA]
[AutoMod] action=queue R:0 E:0 N:5 C:10 | Irrelevant to the thread topic about AI-driven shopping tools and PayPal/Microsoft collaboration; no substantive content or reply to a quoted post.

Y u no use Adblocker?

[DE]
[AutoMod] action=keep R:10 E:8 N:7 C:10 | Directly critiques Copilot Checkout’s monetization tactics, references personal anecdote about Microsoft ecosystem trust issues, and contrasts with traditional shopping methods. Short but adds historical context and a strong negative stance.

oh man, I still remember when they forced my laptop into a Microsoft Office ecosystem, my trusty Lenovo 256 RAM notebook just flatlined after a year of that crap. Copilot Checkout is just the new way they'll stick ads in your face disguised as helpfulness. If you need to buy stuff, go straight to a fucking mall. No filters.

[IN]

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